Comments Off on Brian Fielding Highlights Top Environmental Charities
Top Environmental Charities
Brian Fielding knows that many people in life need help in certain ways, and that’s why others who offer help and assistance can truly make a difference in another person’s life. By helping people find their next home, his dedication through expert real estate advice and services is a way of assisting those who need him. But truthfully, finding an environmental cause to support that can help others enjoy the world we live in even more is something everyone should do, and here are a few of Brian Fielding’s top environmental charity recommendations.
Alliance For The Great Lakes: Brian Fielding shares that this organization is focused on protecting a living resource that will benefit all generations. This foundation was formed in Chicago, but works all around. For more than 40 years, members of this group have worked tirelessly to conserve and restore freshwater surfaces by involving citizens about how to preserve this vital natural resource. Brian Fielding shares this cause is a great one to give to for those who want to help out the water supply cause.
Amazon Conservation Association: This group is geared towards protecting biodiversity in Peru and Bolivia, where the Andes Mountains cross paths with the Amazon rainforest. This group is employed with staff that are experienced ecologists and conservationists that hope to protect one of the Earth’s most diverse landscapes. There are a lot of unique animals and plants in the area that help sustain the livelihood of the local communities, so consider donating to support their mission.
“While few persons are willing to do the diligence necessary to directly own commercial real estate, there are some retirement plans and REITs that make such investment available to passive investors,” Brian Fielding shares. “However, we don’t believe that all investors should invest in that manner, since a variety of fees charged can often reduce returns so substantially as to discourage such investors.”
Commercial real estate advisor Brian Fielding maintains that investment in commercial real estate should not be viewed as accessible through such funds and entities, feeling that there is significant opportunity for individuals or partnerships to invest in local assets. Noting that workers had invested over $20,000,000 dollars in commercial properties in just the past six months [credit to Real Estate Research in Des Moines, Iowa] in funds alone, and that commercial real estate had returned an average of 8.6% in income and appreciation over the past decade [credit to the National Council of Real Estate Fiduciaries]. This nationally recognized advisor suggests that like and better returns can await those who take the time and make the effort to become experts on their local economy.
“We find it remarkable that many sophisticated persons take great pains to study hundreds of companies to find the best stock and fund investment, but few take the steps necessary to fully understand their local business and real estate economy in a manner that would allow them to be sophisticated investors in the region’s commercial real estate,” commercial real estate advisor Brian Fielding shared. “Many wonderful opportunities exist in every hometown, but it does take an investor’s commitment to track pricing, monitor new developments in planning, zoning and infrastructure, and networking with brokers, businesspersons and politicians.”
Brian Fielding believes that anyone with some time and effort can be a direct owner of quality commercial real estate, either individually or in partnership with other similarly motivated persons.
“While individuals may not have the resources to employ professionals to perform the studies and analysis used regularly by nationally based developers and investors, with a bit of effort, they will know more about their community than most consultants can hope to derive from demographic studies and broker referrals,” he added. “Just think about how much data went into that national chain’s selection of a site in your town, yet perhaps only you and your friends know that a site across town (or even across the street) would have been a smarter choice.”
Brian Fielding of Fielding Investments suggests that many have enjoyed success in commercial real estate investing by combining their skills and knowledge about the local communities while taking advantage of the demographic analyses of the national concerns who chose the sites for their stores and offices. He believes that is a matter of will and effort for any reasonably intelligent person to become an expert in their community and suggests that everyone should have, as part of their retirement portfolio, a direct interest in one or more commercial real estate holdings.
“While we all have plans as to how we wish to live our retiring years, we all lack that one critical bit of data on making a good plan for the golden years … our life expectancy is nothing but an actuarial guess and that nest egg which we hoped would provide us with certainty, rarely fully considers the ravages that inflation and low returns can do to that plan,” he adds. “I think we all know persons who thought that their pension plan or IRA would insure a retirement in comfort, only to find that banks are paying less than 1% on deposits and returns sufficient to insure that lifestyle come only with the assumption of unacceptable risk.”
“We are not suggesting that it is prudent for anyone to put all of their proverbial eggs into one commercial real estate basket, but we do believe that it is an important part of any investment portfolio. The real question is whether that investor feels comfortable with having others make all of the decisions on what to buy and what to charge for their expertise.”
For more information and advice about how to start investing in commercial real estate today, visit http://brianfielding.com.
Comments Off on Brian Fielding of Fielding Investments Provides Insight About a Recent Wall Street Journal Story
Brian Fielding of Fielding Investments shares some insight about a recent article that appeared in The Wall Street Journal.
A recent story in the Wall Street Journal about the California Public Employee’s Retirement System (“CalPERS”) caught the attention of real estate adviser Brian Fielding, who feels that individual investors should follow the “smart money” choices of public entities. In the past CalPERS purchased positions in funds that owned office developments and shopping malls whose more speculative nature resulted in huge losses [about ½ of the investment] in the recession. Their interest now is in fully leased office and multi-housing developments through separate accounts that give CalPERS greater control over where the investments are placed.
To Brian Fielding, this move away from Treasuries and into net-leased assets is indicative of the value of the inherent strength of commercial real estate investment and a strong indicator of where prudent investors should be allocating a portion of their investment portfolio. He believes that the individuals have an edge in the selection of their real estate purchases that can be realized by simply tapping into knowledge of the community that they enjoy over outside parties.
“It takes a change of thought process in the sense that we all see the successes and failures in our hometowns, but we may fail to take into account that our insight puts the savvy investor into a ‘catbird’ seat from which to make investment decisions,” Brian Fielding of Fielding Investments shares. “Like anything else in life, success is bred of effort. One who may be looking to invest needs to take that which they already know and combine that with an effort to know where roads are being built (or widened), what zoning issues are in place, which businesses flourish and which languish in your community. This is all information that, as an ‘insider,’ the local investor can discern more successfully than firms and individuals who must hire professionals in an effort to discern those factors that are readily known to local residents.”
CalPERS has enjoyed an annual return of 14 percent since 2011, while banks have been paying less than one percent on deposits. Brian Fielding believes that while the large pension funds have the advantage of large stores of money, those funds also have greater limitations on the types of investments they can make, have greater competition from like funds and must pay significant management fees that may not be borne by the individual.
“It is our position that private citizens sometimes fail to realize the unique knowledge that they enjoy and may unnecessarily worry that understanding and become competent in the world of commercial real estate investment is beyond their capability,” Brian Fielding of Fielding Investments shares. “We believe that commercial real estate holdings should be a part of all investors’ portfolios, and that any person who is willing to take the time and make a reasonable effort can enjoy an excellent return and long term appreciation that they have historically provided.”
For more information about the commercial real estate industry and how local investors can take advantage of their inside knowledge, contact Brian Fielding by visiting http://brianfielding.com.
Comments Off on Brian Fielding Reveals Trends in Commercial Real Estate for 2015
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Brian Fielding knows that investors this year are already looking for prime pieces of property to invest in. Commercial real estate is always a smart investment for individuals that want to make smart choices about how they invest their money. However, when individuals are looking at commercial real estate properties and want to make sure that they are picking the right one, they must consider a number of different factors. This includes developing factors in the industry and new trends that will make a difference for certain property types. Below, Mr. Fielding shares some developing trends in the rest of 2015 that may impact which properties are being sought and bought.
Retail needs are changing: When investors are thinking about investing in a retail space, they must keep in mind that the needs of retailers are changing says Brian Fielding. Because many companies are conducting more of their business online, they do not need the same retail spaces, and typical malls are not fulfilling the needs of retailers who are not finding their way into the same types of retail spaces. High-end retailers and boutiques, however, do still need brick and mortar spaces, though they must be in desirable areas for these types of establishments. These are all factors that those looking to buy retail spaces must keep in mind.
New areas are seeing activity: Many investors are starting to take risks that they did not previously consider. Many of them are starting to look at properties that are in areas that have not been as popular in recent years. Their willingness to try these new areas is bringing attention to areas that have been previously neglected such as cities like Philadelphia and Denver. With the extra attention, these areas have become more promising to investors, and many quality properties are still widely available at affordable purchase prices so that investors can make advantageous purchases while these markets are still in their infancy.
Demand for industrial space is on the rise: Typical warehouse spaces have been decreasing in demand over the past few years shares Mr. Fielding, but they are starting to see a rise again. The main factor for prosperous industrial properties is the location. When a company needs a warehouse, for example, they are looking for one that is close top their retail space, where they can easily access their product. These are the properties that will still have plenty of uses and be desired in the coming years.
Comments Off on Brian Fielding Discusses Important New Trends Concerning Banks and Commercial Real Estate
Brian Fielding reveals that there have already been some very positive predictions about how the commercial real estate market will perform in the rest of the Year. There are currently a number of businesses that are getting back on their feet after economic hardships in recent years. As these companies are recovering, the job market is improving, and many of these companies require new spaces for growth and expansion. This trend, which is no doubt exciting investors with its prospects for higher profit margins in the second part of this 2015, is also inspiring an astounding new trend from banks.
Investment expert Brian Fielding points out that while commercial real estate is certainly a worthwhile investment, it does require a large amount of upfront capital. Fortunately for those who want to invest, obtaining a loan from a bank to facilitate their purchase is becoming a more simplified process as banks start to realize the increasing success of the market.
Lenders are seeing more and more of their loans utilized on commercial real estate properties, and construction property loans are being retired. Loss rates are also decreasing on loans created for these purposes. Commercial real estate is seeing higher demand, and coupled with these improved factors for banks, it is proving itself to be a much more favorable market for lenders, and is offering improved terms for the investors.
Brian Fielding reminds investors that as the market continues to improve, banks will be casting a more favorable eye on real estate purchases. This opens the door for many persons and entities who may not have previously been able to raise the capital that they needed for their investment. The change also results in more favorable options as the lenders are facing more competition to offer commercial real estate loans.
The commercial real estate market is seeing a lot of favorable developments. Brian Fielding stresses that now is the time for those who want to secure their future with a promising investment to utilize these developments and take advantage of all the benefits that commercial real estate investment has to offer.